Fees will vary depending on the education and experience level of the financial planner, the services being provided and how the assets are being invested. In general, a financial planner will charge based on assets under management (AUM), commissions per transaction, an hourly rate or any combination of these methods. There are many ways in which clients can work with a Financial Planner, the key is to make sure you ask and understand the fee structure of the Advisor you have chosen to work with.